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7018 Tacoma Mall Blvd, Ste 201

Lakewood, WA 98664

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Auto Insurance in Lakewood Washington

Our Lakewood Auto Insurance Location Serves Lakewood, Kirkland, Redmond, Sammamish, Issaquah and Redmond Washington

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At Vern Fonk, we are the specialists for auto insurancecommercial auto, and commercial liability insurance in Lakewood Washington. We can help you if you are high-risk or if have a perfect driving record, we know we can get the best auto insurance policy for you! It's okay if you have a DUI/DWI on your record, or if you are required to carry an SR-22, we will work to find you good coverage at an affordable rate. We are the best SR22 experts in Washington! 

Most insurance companies perceive drivers with multiple tickets or accidents as high-risk drivers. This is where we specialize. We can find coverage at the lowest price! We can even give you coverage if you have a dui, a reckless driving record, have been cited driving while suspended, if you currently have no insurance,a bankruptcy, an international drivers license, and many accidents. 

We can write you a policy even if you don't own a car!

There are many Vern Fonk offices in the Lakewood area to serve you! Vern Fonk Auto Insurance in Lakewood Washington is a family owned business (second generation) that works the best auto insurance deals for people with tickets and/or accidents. We can issue SR-22 for suspended licenses and even broad form coverage for people who don't have a vehicle. Vern Fonk can help you if you are a perfect driver looking for cheap coverage or a high risk driver required to carry an SR-22. Vern Fonk will meet and exceed all of your auto insurance needs. Don't be shy! If you have tickets, accidents or in need of an SR-22, Vern Fonk is your answer! We are here to help find you a policy that works for you, your lifestyle and budget. Vern Fonk has low down payment options and can give you flexibility in picking a payment schedule. Call Vern Fonk Lakewood today for a quote and you will see how we beat the rates and service of our competitors.

What is Sr-22 insurance?

In Lakewood Washington, the law states that a driver’s license could be suspended or revoked for a many reasons. It could be for excessive driver points, major moving violations (ex. DWI or DUI and reckless driving) or even for outstanding traffic tickets. If your driver’s license has been suspended or revoked for any of these reasons you will need to get a specific type of insurance (SR22) if you want your driver’s license priveleges to be reinstated. Vern Fonk is Lakewood's SR-22 auto insurance experts! SR-22 is a type of high-risk insurance that has a special set of conditions that are not found in other types of auto insurance policies.

With an SR-22, Vern Fonk is required to certify coverage to the Department of Motor Vehicles (DMV) in Lakewood Washington. Under the state law, Vern Fonk must notify the DMV if the policy lapses for any reason, is cancelled, or terminated. If you are must obtain SR-22 insurance, even if you no longer have a car, you need a non-owner SR-22 policy. Non-owner SR-22 is for individuals that don't have a vehicle, and need auto insurance for their privileges to be reinstated.

SR-22 is required to be carried for three years from the date driving privileges were reinstated. This is the same for non-owner SR-22 insurance. During these three years, Vern Fonk is required to notify the DMV if:

• The insured is late making premium payments
• There is a lapse in the SR-22 policy (for any reason)
• The insured switches providers

After obtaining SR-22 liability auto insurance, you will receive a certificate of coverage. This certificate is called an “SR-22,” and is required as your proof of insurance by the court in your Washington state. The SR-22 certificate needs to remain active and be carried in the vehicle at all times.

For more information about SR-22 coverage for you, contact Vern Fonk Auto for a free quote!

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7018 Tacoma Mall Blvd, Ste 201
Lakewood, WA 98664
Phone: (253) 666-4918

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